Moving to Malta? Things you should know
Moving to Malta: Here are the reasons why you should move to Malta
Mediterranean Paradise: Malta is situated in the heart of the Mediterranean Sea, it boasts a stunning coastline, crystal-clear waters and a warm, sunny climate. The picturesque landscapes, pristine beaches and charming villages make it a paradise for those who appreciate natural beauty.
Rich History and Culture: Malta's history dates back thousands of years and its capital city, Valletta, is a UNESCO World Heritage Site. The country is home to ancient temples, fortresses and cathedrals, providing a unique blend of history and culture to explore.
English-Speaking Nation: English is one of Malta's official languages, making it an attractive destination for English-speaking expatriates. It eases the transition for newcomers and facilitates communication in daily life.
Safety and Low Crime Rate: Malta is known for its safety and low crime rate, providing a sense of security for residents and their families.
Economic Opportunities: Malta has a robust economy with a focus on financial services, gaming, and technology sectors. It offers diverse job opportunities, particularly in these industries, making it an attractive destination for professionals.
Education: Malta has a strong educational system, including international schools and universities, offering high-quality education options for families relocating to the country.
Healthcare: The healthcare system in Malta is of a high standard, with both public and private options available. Expatriates can access quality medical services, and the country's small size ensures short travel times to healthcare facilities.
Multicultural and Welcoming: Malta's multicultural society welcomes expatriates with open arms. The country has a diverse expat community, and the local culture celebrates inclusivity and diversity.
Mediterranean Cuisine: Maltese cuisine is a delightful blend of Mediterranean flavors, influenced by Italian, North African, and British cuisines. Enjoy fresh seafood, pastries, and unique dishes like rabbit stew and pastizzi.
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Visa Options
Short-Term Visit: For short visits, many nationalities can enter Malta without a visa for tourism or business purposes, typically for stays of up to 90 days. Check the specific requirements based on your nationality.
Schengen Visa: Malta is part of the Schengen Area, allowing you to travel freely within most European countries once you obtain a Schengen visa. This visa is suitable for short-term stays.
Long-Term Residency: If you plan to stay in Malta for an extended period (more than 90 days), you may need a long-term visa or residence permit.
Residency options
Long-Term Residency Options
Malta Residence and Visa Program (MRVP): The MRVP is a popular route for non-EU nationals seeking residency in Malta. It requires a minimum investment, typically in government bonds or real estate, and applicants must meet certain financial criteria. Successful applicants and their families receive a residence permit, granting them the right to live, work, and study in Malta.
Global Residence Program: This program is aimed at non-EU nationals and offers a residence permit for those who purchase or rent property in Malta and meet the financial requirements. It allows you to reside in Malta but does not grant access to work in the country.
Employment: If you secure a job in Malta, your employer can help you with the necessary work and residence permits. Maltese companies often hire skilled professionals from abroad, and Malta offers a "fast-track" procedure for highly skilled workers.
Study: If you plan to study in Malta, you can apply for a student visa and residence permit. Many universities and language schools in Malta welcome international students.
Residency Requirements
Financial Requirements: For programs like MRVP and Global Residence, you'll need to meet specific financial criteria, including purchasing government bonds or property, having sufficient income, and maintaining health insurance coverage.
Background Checks: Applicants for residency permits are typically subject to background checks, including criminal record checks.
Documentation: Prepare a comprehensive set of documents, including your passport, proof of funds, a clean criminal record certificate, and any other required paperwork specific to your chosen program.
Residency Renewal: Keep in mind that most residence permits in Malta are initially issued for one year and can be renewed, provided you continue to meet the program's requirements.
Taxation: Understand Malta's tax laws and how they apply to your residency status. Malta offers various tax incentives for residents, including the possibility of becoming a tax resident but not domiciled in Malta.
Check out more information on Malta Visa Requirements and Regulation from official sources,
Cost of Living
Rent
Rental costs can vary significantly depending on the location and size of the property. In popular areas like Valletta, Sliema, and St. Julian's, rents are generally higher. On average, a one-bedroom apartment in a desirable area might cost around €800-€1,200 per month.
Utilities
Utility bills for electricity, water, and heating/cooling are additional expenses. These can amount to around €100-€150 per month for a standard-sized apartment.
Public Transport
Malta has an extensive public bus network, and a monthly public transport pass costs approximately €26. Biking is also popular, and some areas have bike lanes.
Education
Tuition fees for international schools can be relatively high, with costs varying depending on the school and grade level. Be prepared for annual fees ranging from €5,000 to €15,000 or more.
Car Ownership
If you plan to own a car, consider expenses such as fuel, insurance, maintenance, and parking fees. Gasoline prices are relatively high in Malta
Food Costs
Malta has a range of grocery stores, from large supermarkets to smaller local markets. Prices for groceries are relatively affordable, with a typical monthly grocery bill for a single person ranging from €150 to €250, depending on eating habits and dietary preferences.
Restaurants
Dining out in Malta can vary widely in price. You can enjoy a casual meal for around €10-€20 per person at local eateries, while a course meal at a mid-range restaurant might cost €30-€50 per person.
Health Insurance
Expatriates are required to have private health insurance, which can cost around €600-€1,200 per year per person, depending on the coverage.
Medical Expenses
Medical services in Malta are of high quality but can be expensive without insurance. Co-payments for doctor's visits and medications are common.
Income Tax
Malta has a progressive income tax system, with rates ranging from 0% to 35%. Tax residents benefit from various tax incentives, and tax rates may vary depending on your circumstances.
Education in Malta
1. Public Education:
Malta offers free public education to residents, including expatriate children. Public schools in Malta provide education from primary to secondary levels and follow the Maltese curriculum. While the primary language of instruction is Maltese, English is also taught and used in various subjects. Public education in Malta is of a high standard and often includes extracurricular activities.
2. International Schools:
For expatriate families and those looking for an English-medium education, Malta has several international schools. These schools offer various international curricula, including the International Baccalaureate (IB) and the British curriculum (GCSEs and A-levels). Some popular international schools in Malta include:
St. Edward's College: An English-speaking school following the British curriculum.
Verdala International School: Offers both the IB program and the American High School Diploma.
QSI Malta: Part of the Quality Schools International (QSI) network, offering an American-based education.
San Andrea School: Offers the British National Curriculum and the International Baccalaureate Diploma Programme.
International schools often have a diverse student body and a range of extracurricular activities. However, tuition fees can be relatively high, so it's essential to consider the cost when choosing this option.
3. Tertiary Education:
Malta boasts several higher education institutions, including the University of Malta, which offers a wide range of undergraduate and postgraduate programs. The university is known for its strong academic reputation and offers courses in various fields, including business, medicine, engineering, and the arts.
Additionally, the Malta College of Arts, Science, and Technology (MCAST) provides vocational and technical education. It offers a practical approach to learning, preparing students for careers in various industries.
4. Language Schools:
Malta is a popular destination for English language learners. Many language schools across the island offer English language courses to people of all ages and language proficiency levels. These programs can be short-term or long-term and cater to tourists, students, and professionals looking to improve their English language skills.
5. Adult Education:
Malta offers opportunities for adult learners, including vocational courses, adult literacy programs, and continuing education. These programs can help individuals acquire new skills or further their education at any stage of life.
6. Special Education:
Malta provides support for children with special educational needs through specialized schools and programs. Children with disabilities or special requirements are entitled to inclusive education, and the government works to ensure that they receive appropriate support.
7. Research Opportunities:
For those interested in research and academic pursuits, Malta has made significant investments in research and development. The University of Malta, in particular, is involved in various research projects and collaborations, offering opportunities for students and researchers alike.
In conclusion, Malta provides a range of educational opportunities for residents and expatriates, from primary and secondary education to tertiary institutions, international schools, language programs, and vocational training. Depending on your educational needs and goals, you can find suitable options to further your education or that of your family members while living in this Mediterranean island nation.
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Malta awaits you!
Moving to Malta can be a life-changing experience, offering a unique blend of Mediterranean charm and modern convenience. By understanding the visa requirements, cost of living, housing options, and other crucial aspects, you can make a well-informed decision and embark on your journey to this enchanting island nation with confidence. Malta's welcoming community, rich heritage, and diverse opportunities await those ready to call it home. So, pack your bags and get ready for a new chapter in the sunny and vibrant world of Malta.
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